Shariah-Certified
The first gold company in the world that is Shariah-compliant, supervised by the Amanie Advisors Sdn Bhd Shariah panel.
Gold Savings Guide · Public Gold Dealer
Start Your Gold Savings,With More Confidence.
Learn how to save gold easily, starting from just RM100. I help you from the very first step.
Free member registration · 18 years and above
Gold Price Today
21-Oct-2026, 6:00 am
GAP 24K Account
RM 587 / gram
RM100 = 0.1704 gram
SAP 999 Silver Account
RM 942 / 100 gram
RM100 = 10.6157 gram
Starting budget
RM100
Start with no monthly commitment
Gold savings,
made easier to understand
Public Gold Live Prices
Gold & silver prices,
updated daily
GAP prices are updated daily at 12.00am, while physical gold prices change every 20 minutes according to the current market. The prices shown are based on the last update and may differ if prices were updated after that time.
Public Gold Price (24 Hours Live)
21-Oct-2026, 6:00 am
GAP 24K Gold Account
RM 587
/ gram
RM100 = 0.1704 gram
SAP 999 Silver Account
RM 942
/ 100 gram
RM100 = 10.6157 gram
| Gold Bar / Dinar 24K | Sell (RM) | Buy (RM) |
|---|---|---|
| 5 gram | 2,928 | 2,664 |
| 10 gram | 5,856 | 5,329 |
| 20 gram | 11,663 | 10,730 |
| 50 gram | 29,023 | 26,846 |
| 100 gram | 57,775 | 53,731 |
| 250 gram | 143,964 | 135,326 |
| 1000 gram | 575,857 | 541,306 |
| 1 Dinar | 2,484 | 2,261 |
| 5 Dinar | 12,421 | 11,427 |
| 10 Dinar | 24,842 | 22,979 |
| Silver Bar / Dirham 999 | Sell (RM) | Buy (RM) |
|---|---|---|
| 100 gram | 1,003 | 883 |
| 250 gram | 2,508 | 2,232 |
| 500 gram | 4,800 | 4,320 |
| 1 kilogram | 9,438 | 8,588 |
| 5 kilogram | 47,190 | 42,942 |
| 5 Dirham | 190 | |
| 10 Dirham | 360 |
Prices exclude the GP charge. Source: publicgold.com.my
Why Public Gold
Public Gold Benefits
Public Gold was founded in 2008 by Dato' Wira Louis Ng, with 18 branches across Malaysia and 6 branches (10 new branches coming) in Indonesia. Public Gold provides and manages gold trading activities covering gold mining and refining. Public Gold continues to make history with a new landmark, Public Gold Tower, in 2022.
Free Gold Storage
Public Gold provides a free gold savings facility through the GAP Gold Account. You can buy gold 100% online, 24 hours a day, anywhere.
Insured Gold Delivery
No need to leave the house. Public Gold provides insured gold posting service straight to you via the GIT (Gold-in-Transit) service.
Security No. 1
The largest gold company in Malaysia where all branches are guarded by Auxiliary Police specially appointed by PDRM.
Public Gold Shariah Compliance Certificate
Public Gold is the first gold trading company in the world to hold a Shariah compliance certificate.
- Supervised by the Amanie Advisors Sdn Bhd Shariah panel
- Shariah compliance for physical gold purchases with full payment (Outright Purchase), instalment payments (Easy Payment Purchase EPP), and sell-back (Buy Back)
- Shariah compliance for GAP gold account purchases
Public Gold Gold Premium (GP) Charge
Gold Premium (GP) is a charge applied when buying or redeeming physical gold from a GAP account.
- WM — West Malaysia (Semenanjung Malaysia)
- EM — East Malaysia (Sabah/Sarawak)
- Charged per item
Buying via FPX
The FPX payment method makes online purchases easy through almost every bank in Malaysia.
- FPX payments sync automatically to the Public Gold system
- No service charge is levied on users
- Users receive a payment receipt as a record and reference
Gold In Transit (GIT) Home Delivery Service
Malaysia's first gold delivery-by-post service to your home.
- All items sized 5 dinar (21.25 grams) and below will be posted to your home
- Trusted and insured courier
- RM10/parcel to Peninsular Malaysia and RM20/parcel to Sabah/Sarawak
Live Gold Price
Gold & Silver Price Charts (30 Days)
Live world gold and silver price movements.
Why Save in Gold
6 Benefits of Saving in Gold
Gold suits long-term savings, at least 3 years and above.
Inflation-Proof
Not affected by inflation or economic and political instability.
Anti-Spendthrift
Savings do not leak away — gold is not easily spent on a whim.
Wealth Magnet
Your savings multiply quickly as the gold price rises.
International
Accepted worldwide and easy to carry anywhere.
Easy to Inherit
A clear and easy inheritance process for your heirs.
Easy to Liquidate
Easy to convert to cash in a pinch through pawning or selling back.
The Cheapest Way
GAP Gold Account
The Gold Accumulation Program (GAP) account is the easiest and cheapest way to save gold in Malaysia. It is Shariah-certified.
- Start buying physical gold online with a minimum budget of RM100
- No mandatory monthly purchase — buy & sell any time
- Free savings, no purchase limits and no time limits
- Buy 1 gram, it stays 1 gram in your account even if the price changes
- Redeem physical gold from 0.5 gram up to 1 kilo
- Can be posted home via the GIT service
Getting Started
3 Ways to Buy Public Gold
Full Payment
Outright Normal Purchase
- Suitable for capital above RM1,000
- Pay in full
- Keep the gold yourself
GAP Gold Account
Gold Accumulation Program
- Start from just RM100
- No storage fees or charges
- Redeem physically or sell back
Instalment Payments
Syariah Easy Payment Purchase
- Pay over 6 or 10 months
- Price locked for the whole term
- Receive your gold after payments are complete
Gallery
Photos of Public Gold Gold
A range of Public Gold designs and sizes — small bars, dinar sets and gold bars.
Video
Public Gold Product Preview
Testimonials
What Gold Savers Say
"Gold was so useful in an emergency, when nobody wanted to help, gold quietly became my saviour."
Norul HusnaSungai Petani"Saving gold has removed my spendthrift habit and I am more interested in saving gold now."
Usmi YanaSandakan"Better to save gold from now; it is not too late to start saving."
Andrei TanKajang"I only started saving gold once I realised its importance for my legacy."
Fatimah AliahMuar"My money always melted away like water. But now I know I do not even need to go to a gold shop to buy gold. Just keep it in a gold account."
HidyantiJohor Bahru"Gold is currency that is inflation-proof and stands the test of time."
IsmailDengkil"I save gold for my future because gold's role has not changed since ancient times."
Amir FirdausKemaman"I am more disciplined managing my finances since choosing gold as a future investment."
Puteri Natrah NovshakilaPort Dickson"I chose to save gold because gold turns out to be international currency. Its value keeps rising compared to money over the long term."
RynnbPulau Pinang"I like saving money. Once I found out I could 'save' gold, I did not hesitate to open a GAP account."
PerlaLahad DatuFrequently Asked Questions
FAQ
What is the difference between GAP account gold prices and physical gold prices?
GAP prices change daily around midnight while physical gold prices change every 20 minutes, so at any given moment the GAP price is lower or higher than the physical price
Also, the GAP price is the same for every gram, while physical prices are not. The larger the physical gold gram, the lower the price per gram
Savings gold 999 or jewellery gold 916 — which is better?
The biggest difference is the gold quality. Savings gold is usually 24k or 999 quality, while jewellery gold is usually 22k or 916 quality. Jewellery gold carries higher workmanship charges and is less suitable as savings with high-return expectations
When is the best time to buy gold?
Actually the best time to buy gold is when we have savings money that will not be used anytime soon. If you wait for a low price, nobody knows whether tomorrow's price will be low or high.
What is the difference between a gold dinar and a gold bar?
The biggest difference is size and design. 1 dinar = 4.25 grams. In design, dinar sets are round while Bungamas or Tai Fook gold bars are square.
Is zakat obligatory for a GAP account?
Gold in a GAP account as well as physical gold, bars or dinar: if your gold savings reach 85 grams or more and a full year has passed, zakat is obligatory at 2.5% of the current price. More information at Zakat.com.my.
How do I register as a Public Gold member?
What is the gold spread?
The gold spread is the difference between the buy price and the sell price of gold at the same time.
How do I open an account for a child (under 18)?
You can register a Public Gold junior account here.
What is the difference between a regular GAP account and a GAP Junior account?
A regular GAP account is for savers aged 18 and above, while a GAP Junior account is for savers under 18. Parent/guardian details must be added when registering a GAP Junior account
What happens to a Public Gold account if the saver passes away?
TUNTUTAN EMAS DI PUBLIC GOLD [ JIKA BERLAKU KEMATIAN ]
If a GAP gold saver passes away, the documents heirs need to claim the gold at a Public Gold branch are:
- Death Certificate
- Marriage Certificate [ Husband/Wife ], [ if a child is the heir then submit the birth certificate ]
- Heir's IC copy
- Court letter – transfer of ownership / administration of the deceased's estate to the heir [ wife/children ]
Once all documents are ready, submit the complete set to Public Gold at the nearest branch for the transfer of ownership process.
If an Easy Payment Purchase [ EPP ] was made, heirs can also file a claim. There are 2 possibilities;
[a] Sell back to Public Gold at the current price minus a 10% penalty or
[b] Heirs can pay the remaining gold value and claim the gold.
*Subject to changes in terms & conditions by Public Gold International Berhad.
What is a GAP gold account?
The Gold Accumulation Program (GAP) account is the easiest and cheapest way to save gold in Malaysia. It is Shariah-certified.
Benefits of the GAP Gold Account:
- Start buying and saving physical gold online with a minimum budget of RM100
- There is no mandatory monthly purchase. Buy & sell online any time.
- That gold can be stored with PG for free. No purchase limits and no time limit for saving.
- If you buy 1 gram, that gold stays 1 gram in your account even if the price has changed.
- If you want to take the gold out and keep it yourself, you can. You can withdraw any time.
- You can withdraw physical gold from as small as a 1 gram gold bar up to 1 kilogram of gold. Dinar items work too, as long as your account balance is sufficient.
- You can ask PG to post gold straight to your home via the service called GIT (Gold In Transit).
Official Recordings
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