Retains value
Withstands inflation & economic crises
Benefits of Saving in Gold
Why Gold?The Investment of the Future.
Gold is a highly valuable asset. For thousands of years gold has served as real money and has proven to hold its value to this day.
Gold is not just jewellery, but a valuable asset that can protect the value of your wealth.
The easiest asset to own. No need to borrow or pay high deposits; you can start from just 1 gram with your own pocket money!
Easy to liquidate
Can be sold at any location
Safe to store
Stable value & low risk
An asset for generations
Can be passed on to family
Easy to manage
Save small, gain long-term
Minimal risk
No institutional failure risk
Gold is not about today's wealth,
but peace of mind for tomorrow.
1 Gold Dinar
Gold Value Has Not Depreciated Since 1400 Years Ago
This is 1 gold dinar. In the time of the Prophet, the value of 1 gold dinar could buy a goat. Today, 1 gold dinar is worth RM2,506, and can also buy a goat. Gold has not depreciated in 1400 years.
Reference price 21-Oct-2026, 8:40 am (last update) — current prices may differ if they were updated after this time.
No wonder it is mentioned several times in the Qur'an. Unlike ringgit money, its value decreases year after year!
Qualities of Gold
5 Special Qualities of Gold
- The melting point of gold is 1,064 °C. Usually we bake cakes at 180°C and the cake is fully cooked. At that temperature paper money can burn to ash and tin can melt too, but gold is unaffected at this temperature.
- Gold cannot be destroyed. Even if burned it turns back into a lump of gold; it does not rot, spoil or rust, and always shines beautifully.
- Gold has no expiry date. Eras and governments have changed, yet gold remains valuable and accepted.
- Gold cannot be created, printed or destroyed by humans. Its value will keep rising because the amount of gold on this earth is limited.
- Gold is an excellent electrical conductor. It is used as contact metal in the electronics industry because it conducts both electricity and heat well.
Emergency Savings
Gold as a Lifeline in Emergencies
Gold suits being an alternative savings route and is very useful when emergencies happen.
In an emergency you can get cash immediately. Gold can be sold or pawned at any gold shop or a nearby Ar-Rahnu. source: Ar-Rahnu YAPEIM
We do not know what the future holds. What about our career, our children's education and our family's livelihood ahead? Gold savings can protect your assets and, by Allah's grace, help make life easier for you and your family in the future. source: Oh Bulan
Comparison
Which Is Better, Savings Gold or Jewellery?
In the past, many people saved gold in jewellery form. Besides being wearable, jewellery was also a savings to be used in emergencies.
But now there is a better and more profitable way to save gold. You can save in the form of gold bars or dinar.
The biggest difference is gold quality. Savings gold is usually 24k or 999 gold, while jewellery is usually made from 22k or 916 gold. Jewellery gold also carries higher workmanship charges and is less suitable as savings.
Getting Started
3 Ways to Save in Gold
Full Payment
Outright Normal Purchase
- Suitable for capital above RM1,000
- Pay in full
- Keep the gold yourself
Public Gold Gold Account
Gold Accumulation Program (GAP)
- Suitable for small capital, starting from just RM100
- No storage fees or charges
- Redeem physically or sell for cash
Monthly Payments
Syariah Easy Payment Purchase
- Suitable for big capital
- Pay over 6 or 10 months
- Receive your gold after payments are complete
Why Save in Gold
6 Benefits of Saving in Gold
Gold suits long-term savings, at least 3 years and above.
Inflation-Proof
Not affected by inflation or economic and political instability.
Anti-Spendthrift
Savings do not leak away — gold is not easily spent on a whim.
Wealth Magnet
Your savings multiply quickly as the gold price rises.
International
Accepted worldwide and easy to carry anywhere.
Easy to Inherit
A clear and easy inheritance process for your heirs.
Easy to Liquidate
Easy to convert to cash in a pinch through pawning or selling back.
Testimonials
What Gold Savers Say
"Gold was so useful in an emergency, when nobody wanted to help, gold quietly became my saviour."
Norul HusnaSungai Petani"Saving gold has removed my spendthrift habit and I am more interested in saving gold now."
Usmi YanaSandakan"Better to save gold from now; it is not too late to start saving."
Andrei TanKajang"I only started saving gold once I realised its importance for my legacy."
Fatimah AliahMuar"My money always melted away like water. But now I know I do not even need to go to a gold shop to buy gold. Just keep it in a gold account."
HidyantiJohor Bahru"Gold is currency that is inflation-proof and stands the test of time."
IsmailDengkil