Method #1
Gold Accumulation Program (GAP)
Gold savings in account form. Like a bank account, you can buy and sell any time.
Benefits
8 Benefits of a GAP Account
- Suits savers with a small but regular budget (e.g. RM100 every month).
- Suits savers who do not dare to save on their own.
- No age limit; children's accounts can be opened from birth.
- Buy/sell online from anywhere.
- Save gold for free. No monthly fees and no hidden charges.
- Redeem physical gold flexibly, from as little as 0.5 gram.
- The GAP/SAP account is Shariah-certified – supervised by the Amanie Advisors Sdn Bhd Shariah panel.
- Savers can pawn GAP gold through Ar-Rahnu online any time and anywhere if they need money urgently.
Step By Step
How to Buy with a GAP Account
Via the Public Gold app
- Download the Public Gold app and log in with your Username (PG Code or IC Number without dashes) and password.
- Click the purchase menu and choose the Gold Accumulation Program (GAP) 24K product.
- Enter the purchase amount — first purchase from just RM100.
- Check today's GAP gold price and the number of grams you will receive.
- Choose the FPX payment method and your bank, then confirm the payment.
- Gold grams are credited to your GAP account immediately after successful payment.
Via the Public Gold website
- Open the official Public Gold website and log in to your account.
- Choose the purchase menu and click the GAP product (or SAP for silver).
- Enter the RM amount you want to buy and check the current GAP price.
- Click buy, review the order summary and proceed to payment.
- Confirm the payment via FPX on your banking site.
- Check your GAP account statement to confirm the gold grams have arrived.
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